With interest rates having changed so dramatically over the past few months this is the perfect time to do a mortgage check-up.  Whether you want consolidating bills, tackling a home improvement or simply lowering your monthly payment we can assist you.  Your home loan prequalification for purchasing or refinancing is only a "click" away.  Just go to the secured application site and complete the long form and we will evaluate your current mortgage situation and "watch" the rates for you!